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Cheers to a Bright Future

November 11, 2024

Three options for year-end giving

When people think of gift planning, things like wills and estate planning often come to mind. For many donors, making plans for a gift after their lifetime is one of the most meaningful ways they can give back to Johns Hopkins University and Medicine.

The Office of Gift Planning team consults on all types of gifts. They partner with you to make sure your philanthropic wishes complement your financial goals, whether you would like to make a gift to support Johns Hopkins’ future or an impact now.

As you consider your year-end giving, here are three options that also give back to you:

1. Charitable distribution from IRA

Transferring assets directly from a traditional IRA to Johns Hopkins is an easy way to make an immediate impact. If you are 70 ½ or older, you are able to make a tax-free gift of up to $105,000 directly from your traditional IRA to Johns Hopkins. You can also use this transfer to satisfy your required minimum distribution. Recent changes to retirement account rules now provide a new giving opportunity: Donors 70 ½ and older are able to make a one-time distribution, up to $53,000, from their IRA to fund a charitable gift annuity.

2. A gift that pays you income

With a gift of $10,000 or more, establish a gift annuity or trust arrangement that will pay you and/or a loved one guaranteed income for life, while providing for Johns Hopkins after your lifetime. You’re also eligible for a charitable income tax deduction. See current CGA rates below, and use the gift calculator to calculate your potential benefits.

In the shape of a rectangle is a charitable gift annuity payout rate chart with a column for ages and a column for percentages against a dark blue background

3. Appreciated stock

Consider donating shares of stock that are worth more today than when you purchased them directly to Johns Hopkins. You’ll receive an immediate income tax deduction on the fair market value of your stock gift and avoid capital gains tax. Use our online form to notify us about your stock gift.

 

Make Your Gift

Interested in making a gift that also benefits you?

Topics: Alumni, Faculty and Staff, Friends of Johns Hopkins Medicine, Johns Hopkins, Fuel Discovery, Promote and Protect Health, Support Scholars